The largest set of strategies lives inside your business.
S-corp, LLC, and partnership owners have the deepest strategy menu — entity structure, payroll and reasonable compensation, accountable plans, retirement plans, and the PTE/SALT workaround. Most of it executes inside the entity, which is why we coordinate the business and personal return.
What we hear most
“My CPA just files. I feel like I'm missing things.”
If that resonates, the strategies below may be worth a conversation. What applies depends entirely on your facts — but we do not guess. We review the documents, propose, and implement.
Signals this is you:
Strategies That May Apply
Planning strategies relevant to Business Owners
These strategies come up frequently for Business Owners. Whether any of them applies — and to what degree — depends on your specific facts, timing, and documentation. We do not propose a strategy without reviewing the actual numbers first.
S-Corp Election
Business OwnerElecting S-corporation status may reduce self-employment tax for owners with consistent profit, when paired with a reasonable salary. Whether it helps depends on profit level, payroll cost, and state treatment.
Who it may fit: Profitable business owners
Depends on your facts — may apply
Learn moreReasonable Compensation
Business OwnerS-corp owners must pay themselves reasonable wages. Setting compensation defensibly is where S-corp planning is won or lost — too low invites scrutiny, too high gives back the benefit.
Who it may fit: S-corp owners
Depends on your facts — may apply
Learn moreAccountable Plan
Business OwnerAn accountable plan can let a business reimburse owners and employees for legitimate business expenses — home office, mileage, and more — in a documented, compliant way.
Who it may fit: Owners with home-office and mixed-use expenses
Depends on your facts — may apply
Learn moreAugusta Rule (§280A)
Business OwnerThe Augusta Rule may allow a business to pay the owner for legitimate use of a personal residence for up to 14 days a year, with proper documentation and fair-market support. The benefit is the income reduction times your marginal rate — not a flat figure.
Who it may fit: Business owners who host meetings at home
Depends on your facts — may apply
Learn moreHiring Family Members
Business OwnerPaying family members for real work at reasonable wages can shift income and open retirement-saving options — when the work is genuine and documented.
Who it may fit: Owners with school-age children or a spouse who helps
Depends on your facts — may apply
Learn morePTE / SALT Workaround
Business OwnerThe pass-through entity tax election may restore a state-tax deduction lost to the SALT cap for owners of pass-through entities. Availability and mechanics depend on your state.
Who it may fit: Pass-through owners in high-tax states
Depends on your facts — may apply
Learn moreQBI Deduction (§199A)
Business OwnerThe qualified business income deduction may provide up to a 20% deduction on qualified income, subject to income thresholds, business type, and wage/property limits.
Who it may fit: Pass-through business owners
Depends on your facts — may apply
Learn moreCash Balance Pension
RetirementA cash balance plan may allow large, deductible retirement contributions for older, high-income owners — on top of a 401(k) — when cash flow and demographics support it.
Who it may fit: High-profit owners near retirement
Depends on your facts — may apply
Learn moreServices We Provide
How we typically work with Business Owners
These are the services most relevant to this client profile. Engagements are customized — we build the right combination based on your situation.
Tax Advisory
Financial planning for taxes — our flagship
Proactive, year-round tax planning instead of rear-view-mirror filing. We meet on a quarterly cadence, build projections, and evaluate which strategies may apply — so you understand your tax position before the year closes, not after.
Service detailsTax Preparation
Accurate, defensible federal & state returns
Preparation and e-file of federal and state returns — individual and entity — with correct treatment of complex forms like brokerage statements, K-1s, and real estate. Often coordinated with advisory so the return reflects the plan.
Service detailsBookkeeping & Accounting
Clean books that make planning possible
Year-round bookkeeping, entity compliance, and accounting support. Clean, current financials are the foundation of accurate projections and defensible business-owner strategies.
Service detailsPayroll
Compliant payroll, coordinated with strategy
Payroll processing and filings, coordinated with reasonable-compensation planning for S-corp owners and accountable-plan reimbursements so the numbers line up with the strategy.
Service detailsCFO Services
Financial leadership for growing companies
Fractional CFO support — projections, cash-flow visibility, KPI reporting, and the financial decision support a growing business needs — integrated with the tax plan rather than bolted on.
Service detailsOur Process
Document-first. Proactive. Year-round.
For Business Owners, the typical engagement begins with a document review — prior returns, entity documents, and any relevant statements. We identify what may apply, propose a plan, and implement on a quarterly cadence.
Discovery call
20 minutes to understand your situation. No obligation — just clarity on whether there is enough value to work together.
Secure document upload
You upload prior returns and statements through our client portal. We review them before proposing anything.
Strategy proposal
We present which strategies may apply and why — with an honest assessment of where the value is and where it is not.
Quarterly implementation
Worst case we break the news in November. Best case we change the outcome. The proactive cadence is what separates planning from filing.
Two ways to start
Pick the path that fits your timeline
Book a Discovery Call
20 minutes · No obligation
Speak with a CPA directly. We will cover your situation, what may apply, and what a relationship looks like — honestly.
Schedule a CallStart a Document Review
Upload securely · We will follow up
Upload your prior return through our secure portal. We review and reach out within one business day with what we find.
Upload Documents SecurelyGet Started
Tell us about your situation as a Business Owners
Send us a note and we will follow up within one business day. No pressure — we will tell you honestly whether there is enough value to work together.
- No hourly billing — straightforward engagements
- Proactive, quarterly tax advisory cadence
- Document-first: we review before we propose
- One relationship: CPA firm + SEC-registered RIA coordinated
Strategies we will evaluate
Whether any applies depends on your specific facts, timing, and documentation.
Other Profiles
Not quite your situation?
We work with a range of client types. If another profile fits better, start there.
Ready to see what may apply to your situation as a Business Owners?
Book a discovery call or upload your prior return. We review the documents, propose, and implement — no guesswork.