TWTotal Wealth TaxTax-First Advisory
Real Estate Agents

Compete on value, not commission.

Agents earning 1099 income have real entity, retirement, and deduction levers — plus client-facing tax angles you can bring to your buyers and sellers. We help you run a cleaner business and look sharper in front of clients.

What we hear most

“I'm a 1099 earner and I'm probably overpaying.”

If that resonates, the strategies below may be worth a conversation. What applies depends entirely on your facts — but we do not guess. We review the documents, propose, and implement.

Signals this is you:

1099 incomeNo entity yetNo retirement planHiring help

Strategies That May Apply

Planning strategies relevant to Real Estate Agents

These strategies come up frequently for RE Agents. Whether any of them applies — and to what degree — depends on your specific facts, timing, and documentation. We do not propose a strategy without reviewing the actual numbers first.

S-Corp Election

Business Owner

Electing S-corporation status may reduce self-employment tax for owners with consistent profit, when paired with a reasonable salary. Whether it helps depends on profit level, payroll cost, and state treatment.

Who it may fit: Profitable business owners

Depends on your facts — may apply

Learn more

Augusta Rule (§280A)

Business Owner

The Augusta Rule may allow a business to pay the owner for legitimate use of a personal residence for up to 14 days a year, with proper documentation and fair-market support. The benefit is the income reduction times your marginal rate — not a flat figure.

Who it may fit: Business owners who host meetings at home

Depends on your facts — may apply

Learn more

Hiring Family Members

Business Owner

Paying family members for real work at reasonable wages can shift income and open retirement-saving options — when the work is genuine and documented.

Who it may fit: Owners with school-age children or a spouse who helps

Depends on your facts — may apply

Learn more

Reasonable Compensation

Business Owner

S-corp owners must pay themselves reasonable wages. Setting compensation defensibly is where S-corp planning is won or lost — too low invites scrutiny, too high gives back the benefit.

Who it may fit: S-corp owners

Depends on your facts — may apply

Learn more

QBI Deduction (§199A)

Business Owner

The qualified business income deduction may provide up to a 20% deduction on qualified income, subject to income thresholds, business type, and wage/property limits.

Who it may fit: Pass-through business owners

Depends on your facts — may apply

Learn more
Compliance note: Whether any strategy applies depends on your specific facts, timing, and documentation. Nothing above is a guarantee or a recommendation absent a review of your actual situation.

Our Process

Document-first. Proactive. Year-round.

For Real Estate Agents, the typical engagement begins with a document review — prior returns, entity documents, and any relevant statements. We identify what may apply, propose a plan, and implement on a quarterly cadence.

  • Discovery call

    20 minutes to understand your situation. No obligation — just clarity on whether there is enough value to work together.

  • Secure document upload

    You upload prior returns and statements through our client portal. We review them before proposing anything.

  • Strategy proposal

    We present which strategies may apply and why — with an honest assessment of where the value is and where it is not.

  • Quarterly implementation

    Worst case we break the news in November. Best case we change the outcome. The proactive cadence is what separates planning from filing.

Two ways to start

Pick the path that fits your timeline

Book a Discovery Call

20 minutes · No obligation

Speak with a CPA directly. We will cover your situation, what may apply, and what a relationship looks like — honestly.

Schedule a Call

Start a Document Review

Upload securely · We will follow up

Upload your prior return through our secure portal. We review and reach out within one business day with what we find.

Upload Documents Securely

Get Started

Tell us about your situation as a RE Agents

Send us a note and we will follow up within one business day. No pressure — we will tell you honestly whether there is enough value to work together.

  • No hourly billing — straightforward engagements
  • Proactive, quarterly tax advisory cadence
  • Document-first: we review before we propose
  • One relationship: CPA firm + SEC-registered RIA coordinated

Strategies we will evaluate

S-Corp ElectionAugusta Rule (§280A)Hiring Family MembersReasonable CompensationQBI Deduction (§199A)

Whether any applies depends on your specific facts, timing, and documentation.

If applicable

We respect your privacy. Your information is never sold or shared.

Ready to see what may apply to your situation as a RE Agents?

Book a discovery call or upload your prior return. We review the documents, propose, and implement — no guesswork.

Call Book Consultation